What state do you live in?
What Happens When You're Gone?
Your mortgage doesn't disappear. Your family still owes every penny.
Without Coverage
With Protection
Mortgage Paid in Full
No more monthly payments. Ever.
Family Stays Home
Life continues in familiar surroundings
Financial Freedom
Grieve without financial panic
Peace of mind: Priceless
of homeowners lack adequate coverage
average mortgage debt
of your home protected
Takes 2 minutes • No obligation
Why Choose Mortgage Protection
Keep Your Home
Your family stays in their home without the burden of mortgage payments
Financial Security
Eliminate the largest monthly expense during the most difficult time
Fast Approval
Most policies approved within 24-48 hours with no medical exam required
Affordable Premiums
Coverage costs less than you think — often under $100/month
Fixed Rates
Your premium never increases throughout the entire policy term
Peace of Mind
Know your family is protected no matter what happens
Protect What Matters Most
Don't leave your family's future to chance. Get a free quote today and secure their home for tomorrow.
What's Covered?
Comprehensive protection designed to safeguard your family's most valuable asset
Death Benefit
Full mortgage payoff protection if you pass away during the policy term, ensuring your family keeps their home
Terminal Illness
Accelerated death benefit riders provide early access to funds when facing a terminal diagnosis
Disability Options
Optional riders available to cover mortgage payments if you become disabled and unable to work
Additional Protection Features
Level Premiums
Your premium stays the same throughout the entire policy term—no surprise increases
Convertible Options
Convert to permanent coverage without medical exam if your needs change
Flexible Terms
Choose coverage periods from 10 to 30 years to match your mortgage timeline
Family Protection
Coverage for both spouses available, ensuring complete family security
How It Works
Get a Free Quote
Instant estimate in under 2 minutes
Choose Your Coverage
Match your mortgage balance
Quick Approval
Approved within 24-48 hours
Instant Protection
Coverage begins immediately
Is Mortgage Protection Right for You?
If you have a mortgage and people who depend on you, the answer is likely yes.
New Homeowners
Just bought your first home? Protect your investment from day one.
- Largest debt you'll likely ever have
- Young families with limited savings
- Building equity takes time
Growing Families
Children depend on stability. Ensure they never lose their home.
- School districts and community matter
- Spouse may not work full-time
- Childcare costs already stretch budgets
Single Income Households
If you're the sole provider, your family needs this protection.
- No backup income if something happens
- Mortgage is likely 25-35% of income
- Family can't afford to lose the home
Self-Employed
Business owners face unique risks. Protect your family's security.
- Income can be unpredictable
- Business may not survive without you
- Personal guarantees on business loans
Refinancers
Refinanced recently? Update your coverage to match new balance.
- New loan amount may be higher
- Extended term means longer risk
- Cash-out refinances increase debt
High-Earners
Lifestyle depends on your income. Protect your family's standard of living.
- Larger mortgages mean bigger risk
- Family accustomed to current lifestyle
- Private schools, activities, travel
See If You Qualify
Answer a few quick questions to get your personalized mortgage protection quote.
No credit check required • Takes less than 2 minutes
Equity Protection
Your home equity is likely your largest asset. Without protection, your family could lose it all.
Preserve Investment
Protect years of equity building
Avoid Fire Sales
Sell on your terms, not the bank's
Leverage Your Asset
Refinance, rent, or sell strategically
Generational Wealth
Pass down security, not debt
Every mortgage payment builds equity.
Protect every dollar of it.
The average American homeowner has over $200,000 in home equity.
America's Leading Life Insurance Carriers
We shop multiple carriers to find you the best coverage at the best price.
We compare rates from 14+ carriers to ensure you get the most competitive coverage.
Frequently Asked Questions
Life insurance designed to pay off your mortgage if you pass away, ensuring your family can stay in their home without monthly payments.
It's specifically tailored to cover your mortgage with simplified underwriting and no medical exam required in most cases.
Most policies don't require a medical exam. Answer a few health questions and get approved within 24-48 hours.
Most homeowners pay between $30-$150 per month based on age, health, and mortgage balance.
Yes! The death benefit goes directly to your beneficiaries. They can use it for the mortgage, other expenses, or both.
Your policy stays with you, not the house. It's portable and flexible—you can adjust coverage or apply it to a new mortgage.